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    Quick Answer

    What is zero fee credit card processing?

    Zero fee processing eliminates the merchant's card processing cost by passing the fee to customers who choose to pay with a credit card, typically through a compliant surcharge or dual-pricing program. Merchants get free terminals, month-to-month contracts, and an effective processing cost of 0% on card sales.
    Join Thousands of Merchants

    Join The Thousands Of Merchants And Counting Who Use Zero Fee Credit Card Processing

    We save our businesses thousands of $$$ each month. Sign up for Zero-Fee processing by Oct. 31, 2025 and we'll pay you $1,500

    I'm Ready For Free Credit Card Processing!
    Three-panel cartoon strip: frustrated with high processing fees, discovering zero fee processing, celebrating calling Electronic Payments

    Credit Card Processing For Small Business With No Monthly Fees Is Real.

    How can no fee credit card processing be real? It's simple! With this proprietary technology, our platform will add a small service fee to each customer's purchase. You get the full purchase price for the transaction. The fees for processing the cards come directly to us and pay all your monthly transactions. When you receive your statement each month, you will always pay zero. Finally, a solution that completely eliminates merchant service fees.  We can reduce your credit card fees 100%.

    What Sets Us Apart From Other Credit Card Processors

    100% of merchant fees gone forever with no monthly fees

    100% free terminals

    Month-to-month contracts on all accounts

    Available in all 50 states

    Next day funding

    Free terminal placement programs

    Unmatched customer service

    Why Businesses Choose Us Over the Competition

    FeatureElectronic Payments WisconsinThe Competition
    Terminal100% Free$29-$59 a month
    Processing100% Free95%-98% Free
    Statement Fee$0/ month$5-$10/ month
    PCI Fee$0/ month$6 to $10/ month
    Annual Fee$0/ year$89-$149/ year
    Contract Termmonth-to-month3 to 5 years

    Free Credit Card Processing for Small Business: No Monthly Fees

    At Electronic Payments Wisconsin, we don't hide fees. We know how frustrating it is to get a statement and find higher fees than what was quoted. With us, you will always pay zero. It doesn't matter if you process $5,000 per month in cards or $5,000,000 per month. You will never pay merchant fees again.

    No Monthly Fees

    You will receive a monthly statement showing your savings and what you would have paid with another company, but with zero fee processing it will never cost you a dime.

    No Batch Fees

    Why should you be charged for closing out at the end of the business day? Batch out as much as you like, it doesn't cost a dime.

    No Swipe Fees

    Process as many transactions as you need without worrying about per-swipe charges. Every transaction is completely free.

    No Interchange Fees

    We pay the interchange fees so you don't have to. Interchange makes up almost 90% of processing fees. With us, expect to pay nothing.

    No Rate Increases

    Your rate is zero, and it will never increase. You'll never have to haggle with companies over rates ever again.

    Next Day Funding

    Put your hard earned money to work faster. With an 11pm eastern cutoff, have your money the next business day.

    Those Are Just A Few Main Features, There Are Plenty More!

    Amazing Customer Service
    24/7 Account Access
    Dedicated Representative
    100% PCI Compliant
    Free Shipping on Equipment
    ApplePay Compatible
    Troubleshooting Assistance
    Chargeback Support
    Samsung Pay Compatible
    Integrated Pin-Pad
    Free Online Reports
    100% EMV Compliant
    Google Wallet Compatible
    Paperless Billing
    Free Signage
    I'm Ready For Free Credit Card Processing!

    Sick Of Changing Credit Card Processing Companies?

    With our Totally Free Processing solution, you'll never have to worry about shopping for rates again. Nobody can beat zero, and our exceptional customer service will have you a happy customer for life. Join the thousands of other business owners who have found zero cost credit card processing, and started using the cheapest credit card processing for small business.

    I'm Ready For ZERO FEE Processing!
    🔒 Certified & Secure

    Trusted by Thousands of Businesses

    Industry-leading security, compliance standards, and unmatched reliability

    PCI DSS Compliant

    Level 1 certified

    Bank-Level Security

    256-bit encryption

    BBB Accredited

    A+ rating

    100% Compliant

    All regulations met

    4.9/5 Stars

    500+ reviews

    25+ Years

    In business

    🏆 Licensed, Insured & Registered Merchant Services Provider