Switching offers end November 29, 2026. Could your business qualify?Ask Andy
    A customer paying by card at a business counter

    Your local alternative to bank processing

    Wisconsin credit card processing.
    Keep more of every sale.

    Your processor costs more than you think — and you can cut it now. Let Andy review your statement, explain your options, and show you how to grow your profits — guaranteed — trusted by 500+ active Wisconsin merchants.

    Every month, hidden processor fees can erode your bottom line. Before another billing cycle hits, Andy will compare your statement, break down your real costs, and present clear, no‑pressure options — so you can lock in savings immediately

    Andy Portale

    Andy Portale · Delafield, WI

    A real person to call. Not another call center.

    500+ Active Merchants
    25+ Years Experience
    Within the hour response
    No-obligation rate review

    Look beyond your quoted rate

    Three questions worth asking before your next bill.

    Ask Andy

    01

    What am I actually paying?

    Your quoted rate is only part of the picture. Compare total fees against your card sales.

    02

    Could a different plan fit better?

    Explore interchange-plus, dual pricing, and eligible surcharge options for your business.

    03

    What would switching involve?

    Find out about equipment compatibility, funding options, and the support you can expect.

    Serving Delafield, Hartland, Oconomowoc, Pewaukee, Waukesha, Milwaukee, and communities statewide. Find your Wisconsin city

    Take payments how you want

    Whether you're in-store, on the go, or online, we give you the tools to accept payments seamlessly without the annoying processing fees weighing you down.

    ProCharge payment solutions: Mobile App, Virtual Terminal, EMV/NFC Payments, Auto e-Invoicing, Real-Time Reporting, Recurring Billing, Support for Cash Discounting, and QuickBooks Plugin

    Reduce or eliminate processing costs so more of your sales stay in your business.

    Free marketing software and services designed to help you grow.

    Qualify for a free POS or countertop terminal.

    Next-business-day deposits with real-time transaction monitoring.

    24/7 support from real people who understand your business.

    Accept all major cards, digital wallets, and alt payment methods — anywhere.

    Pick your pricing

    Every business is different. We offer flexible pricing models — reduce your fees by 30% or 90%.

    Surcharge

    Eliminate credit processing fees completely with a small, compliant surcharge.

    • 0% processing fees on card sales
    • Compliant with card-brand rules
    • Save up to 95%
    Choose Surcharge

    Traditional

    Classic interchange + margin pricing. No hidden fees, no surprises.

    • True wholesale pricing
    • Full transparency
    • Best for high volume
    Choose Traditional

    Dual Pricing

    Show a cash price and a card price at checkout so customers see the difference upfront.

    • Transparent for customers
    • No hidden fees
    • Great for retail & service
    Choose Dual Pricing

    Calculate your savings

    See how much your business could save annually with surcharge processing.

    Eligibility Checker

    Find your perfect processing plan

    Answer two quick questions and we'll recommend the plan that saves you the most.

    FAQ

    Common questions about credit card processing

    What is zero-fee credit card processing?
    Zero-fee processing (also called surcharge or cash discount) lets your business accept credit cards without paying processing fees. A small compliant surcharge is added to credit card transactions, while cash and debit customers pay the listed price.
    How much can my business save?
    Most Wisconsin businesses save $2,000–$20,000+ per year. Use our calculator or request a free statement analysis.
    Do you offer same-day funding?
    Yes — same-day and next-day funding are available so you get paid faster.
    Is surcharge programming legal in my state?
    Yes. Wisconsin state law and federal regulations allow compliant surcharge and cash-discount programs when disclosed properly at the point of sale. We handle all signage and terminal programming to keep your business fully compliant.
    Will my customers be upset about a surcharge?
    Most businesses find the opposite — customers appreciate transparency. When it's clearly disclosed and cash/debit remains at the listed price, satisfaction stays high. We provide professional point-of-sale signage to make the policy crystal clear.
    What types of businesses do you work with?
    We serve retail shops, restaurants, auto repair, salons, healthcare practices, contractors, nonprofits, and more across Wisconsin. Any business that accepts cards can benefit.
    Can I keep my existing equipment?
    In many cases, yes. We support a wide range of terminals and POS systems. If your equipment isn't compatible, we'll provide modern terminals at no cost.
    How long does setup take?
    Most accounts are approved within 24–48 hours. Terminal programming and delivery usually takes 2–3 business days. You can start taking payments by the end of the week.
    Do you require a long-term contract?
    No. We offer month-to-month agreements because we're confident you'll stay once you see the savings. No cancellation fees, no hidden penalties.

    Before you pay another processing bill

    What could you keep in your business?

    You worked hard for every sale. Let Andy review your statement and explain whether a different plan could help — with no obligation to switch.

    Call Andy: (262) 370-8560

    Local support. Straight answers. A reply within the hour.