Quick Answer

    How does a merchant surcharge program work?

    A surcharge program adds a small, disclosed fee (typically around 3%) to credit card transactions so the customer — not the merchant — covers the processing cost. It is fully compliant with card brand rules in all 50 states, applies only to credit cards (never debit), and lets Wisconsin merchants effectively eliminate their card processing expense with free setup and no contracts.
    Merchant Surcharge Program

    Stop Losing Money on Credit Card Fees

    Credit card payments help merchants reach more customers — but processing fees can reduce profits. The good news? Electronic Payments offers a simple way to offset those fees without losing the convenience of card payments.

    Wisconsin Businesses Already Saving

    From retail shops to restaurants to auto repair — local businesses across Wisconsin are keeping more of their hard-earned revenue.

    Retail Store — Brookfield

    Retail Store — Brookfield

    Family Diner — Oconomowoc

    Family Diner — Oconomowoc

    Auto Repair — Milwaukee

    Auto Repair — Milwaukee

    How the Surcharge Program Works

    It's simple, compliant, and completely automatic.

    Automatic Surcharge at Checkout

    A small, compliant surcharge is automatically added to credit card transactions — no manual work required.

    Offset Your Processing Fees

    The surcharge covers your credit card processing costs, so you stop losing revenue on every swipe.

    Customers Keep Flexible Options

    Customers can still pay however they prefer — credit, debit, or cash. Everyone wins.

    Why Wisconsin Merchants Love This Program

    Eliminate up to 100% of your processing fees
    Fully compliant with card brand rules
    Free signage and terminal programming included
    No long-term contracts — cancel anytime
    Customers still enjoy flexible payment options
    Dedicated local support from real people
    Simple setup — running in under 48 hours
    You look like the hero who made it happen

    Real Results From Real Wisconsin Businesses

    Don't take our word for it — hear from merchants already saving with the surcharge program.

    "We were losing over $1,200 a month in processing fees. The surcharge program paid for itself on day one. Customers don't even blink — they understand."

    Mike R.

    Waukesha, WI

    "I was nervous about adding a surcharge, but Electronic Payments made it so easy. My regulars still pay with cards, and I'm keeping an extra $800/month. Game changer."

    Lisa T.

    Oconomowoc, WI

    "Between parts and labor, margins are tight. The surcharge program gave us breathing room without raising prices. Best decision I made this year."

    Carlos D.

    Milwaukee, WI

    Ready to Keep More of Your Revenue?

    Join hundreds of Wisconsin merchants who stopped giving away their profits to processing fees. Setup is free and takes less than 48 hours.