What is interchange-plus pricing?
Interchange Plus Pricing
The most transparent and cost-effective pricing model for businesses that value clarity and savings
What is Interchange Plus?
Interchange Plus is the most transparent pricing model in the payment processing industry
Simple Formula
Interchange Rate + Fixed Markup = Your Rate
You pay the exact interchange rate set by Visa/Mastercard plus a small, fixed markup. No hidden fees, no surprises, no confusing rate structures.
Complete Transparency
Every transaction is broken down clearly on your statement:
- Interchange cost (set by card brands)
- Our fixed markup (clearly disclosed)
- Processing fees (itemized)
Why Choose Interchange Plus?
The benefits that make Interchange Plus the preferred choice for savvy business owners
Lowest Possible Rates
Pay the true cost of processing plus a small, fixed markup
- No rate markups on interchange
- Qualify for all interchange discounts
- Automatic rate reductions
Complete Transparency
See exactly what you're paying and why
- Detailed monthly statements
- No hidden fees or surprises
- Easy to understand pricing
Predictable Costs
Fixed markup means consistent, predictable processing costs
- Fixed monthly fees
- No surprise rate increases
- Budget-friendly pricing
Interchange Plus vs Other Pricing Models
See why Interchange Plus is the clear winner for transparent, cost-effective processing
| Feature | Interchange Plus | Tiered Pricing | Flat Rate |
|---|---|---|---|
| Transparency | Excellent | Poor | Fair |
| Cost Savings | Highest | Moderate | Lowest |
| Rate Predictability | High | Low | High |
| Hidden Fees | None | Many | Some |
Perfect For
Interchange Plus pricing is ideal for these types of businesses
High-Ticket Items Businesses
Processing $100,000+ monthly in credit card transactions
The more you process, the more you save with Interchange Plus. High-volume merchants see the greatest benefit from transparent pricing.
- Luxury Brand stores
- Retail stores
- Professional services
Cost-Conscious Owners
Businesses that want to minimize processing costs and maximize transparency
If you value transparency and want to pay the lowest possible rates, Interchange Plus is your best choice.
- Small business owners
- Growing companies
- Budget-focused operations
Ready to Switch to Interchange Plus?
Join thousands of businesses saving money with transparent, Interchange Plus pricing. Get your free rate analysis today and see exactly how much you could save.
No obligation • Free consultation • Same-day quotes